Housing
Halfway house for men - Judy House - Dan Coppabiancco - Lawrenceville, GA, Gwinnett
Re-entry Home for men - Vital Signs Reentry ministry - Lee Robbins - 2626 Sardis Way, Buford, GA 30519 - Gwinnett - 678-610-0950 770-818-5469 pastorlee@theklic.org
Take all except sex offenders
70 beds - Recovery housing for veterans ONLY - Housing for sex offenders - Transition House - 970 MLK Dr, SW, Atlanta, GA 30314 - Fulton 404-815-1535 info@transition-house.org http://www.transition-house.org/
Welcome Home! Program is our homeownership program that offers fully rehabilitated homes and mortgage assistance to eligible low- to moderate-income home buyers - Pathway HOME Program is our supportive housing program that, through the partnership with Family Promise of Gwinnett, offers affordable rental options for families with children in Gwinnett County without a stable home - 9 Sites with 212 public housing units - The Lawrenceville Housing Authority - 502 Glenn Edge Dr, Lawrenceville, GA 770-963-4900 www.lawrencevilleha.org
Buford Housing Authority - 2050 Hutchins St, Buford, GA 770-945-5212 www.habuford.com
Norcross Housing Authority - 19 Garner St NW, Norcross, GA 770-448-3668 http://www.norcrossga.net/index.aspx?NID=113
Lithonia Housing Authority - 6878 Max Cleland Blvd, Lithonia, GA 770-482-6563
DeKalb Housing - Hairston Lake Apartments - 1023 N Hairston Rd, Stone Mountain, GA 404-296-4116 www.dekalbhousing.org
Purchasing or saving a home - NACA - www.naca.com
Eligible NSP homebuyers will have the opportunity to receive up to $22,500 in assistance through a soft second mortgage for the purchase of their new home. This assistance can be used to help with the cost of purchasing a home and/or applied to the first mortgage to reduce the monthly payments. The program currently offers the Soft-Second Mortgage in two options: 1. $14,500 for five years with no interest and no payments, reduced annually at a 20% rate. 2. $22,500 for ten years with no interest and no payments, reduced annually at a 10% rate. If the homebuyer is unable to remain in the home for the time frame established then any remaining principal shall be paid back to the County. All buyers must meet certain eligibility requirements for financial assistance. To see if you qualify, visit the Qualifications page. - Neighborhood Stabilization Program - 678-518-6024 - nsp@gwinnett.comhttp://www.gwinnettcounty.com/portal/gwinnett/Departments/FinancialServices/ServiceDivision/Grants/HUDPrograms/NeighborhoodStabilizationProgram
Home buyer/homeowner classes, pre and post purchase counseling, Mortgage delinquency/default counseling - IMPACT Group http://www.theimpactgroup.org/HomeOwnership_Center.php
Emergency Shelters for Battery Victims:
* Cobb Street Ministries (Marietta)…………………..…………………………… 770/424-9154
* House of Hope (Norcross)……………………………………………………….. 770/650-4673
* Quinn House (Lawrenceville) ............................................................................ 770/962-0470
* Share House (Douglasville)................................................................................. 770/489-7513
* Women’s Resource Center to End Domestic Violence (Decatur) ...................... 404/370-7670
(24-hr. crisis line, support groups, legal clinics)
Housing Repairs
* Homeowner Rehab Community Development (gchcd@gwinnettcounty.com)..... 770/822-7886
* Home Repair Ministries.......................................................................................... 404/964-6681
Mortgage Assistance:
* Homesafe Georgia Mortgage Assistance Program…......................................... (877) 519-4443
Website: www.HomeSafeGeorgia.com Email: hhf@dca.ga.gov
Permanent Rental Housing contacts:
* Buford Housing Authority…………………………………………….………… 770/945-5212
* Lawrenceville Housing Authority ……………………………………………… 770/963-4900
* Norcross Housing Authority ………………………………………….....……… 770/448-3668
Permanent Supportive Housing for Seniors or those with Disabilities:
* Applewood 1 Towers…………………………………………………………….. 770/962-7771
* Applewood 11 …………………………………………………………………... 770/822-5940
* Gwinnett Christian Terrace ……………………………………………………... 770/925-2300
* Harris Group Home................................................................................................. 404/246-8929
* Housing – Section 8……………………………………………………………… 800/869-1150
* Lilburn Terrace…………………………………………………………….…….. 770/806-8156
* Windridge ……………………………………………………………………….. 770/932-2643
Rent/Utility Assistance:
* Gwinnett Helpline ............................................................................................... 770/995-3339
* International Rescue Commission…………………………………………..….... 404/292-7731
* Lifeline Assistance Program
$13 credit for local bills, a federal $9.50 credit and a $3.50 credit from local
phone company. Call local phone company to see if you qualify)
* Link-Up Georgia (reduces cost of hook-up charges; Bellsouth waives 100% of
service hook-up charge). Call local phone company to see if you qualify
* Natural Gas Federal Grant Assistance Program
(Low Income Home Energy Assistance Program – LIHEAP)
Partnership Community Action....................................................................... 404/929-2454
Dekalb & Fulton (Senior Citizens only) ......................................................... 404/320-0166
* Salvation Army – Dekalb County ....................................................................... 404/486-2714
* SHARE Program (Salvation Army).................................................................... 800/257-4273
* St. Vincent de Paul, Inc. (Gwinnett).................................................................... 770/921-7187
* Energy Assistance (Atlanta Gas Light)………………………………………… 800/427-5463
Transitional Housing & Shelters:
* Atlanta Day Shelter for Women & Children....................................................... 404/876-2894
* Atlanta Union Mission…………………………………………………………. 404/367-2244
* Atlanta 24/7 Gateway Center………………………………………………….. 404 215-6600
* Christian Women’s Center (Griffin)..................................................................... 770/227-3700
* Crossroads Community Ministry ........................................................................ 404/873-7650
* Douglasville Georgia Transitional Housing……………………………………... 404/272-2931
* Family Promise of Gwinnett County (Carol Carr) (www.familypromisegwinnett.org) 770/885-2947, 678/376-
8950
* Forsyth Homeless Shelter (www.family_haven.org)............................................ 770/889-6384
* Fugua Hall…………………………………………………………………………. 404/588-4026
* Genesis Shelter (newborn babies & family)........................................................ 404/522-6056
* Gwinnett Shelter /Gwinnett Children’s Shelter…………………………………… 678/546-8770
* Gwinnett Transitional Housing (families only)…………………………………. 404/817-7070
* Homestretch (www.homestretch.org) Fulton Co................................................... 770/642-9185
* Inter-faith Outreach Home………………………………………………………. 770/457-3727
* International Women’s House (www.internationalwomenshouse.org).... 770/413-5557
* Lawrenceville Housing Authority (L’ville)......................................................... 770/963-4900
* Mary Hall Freedom House……………………………………………………… 770/642-5500
* Meet The Need Ministry, Inc. (3 homes for men only)………………………… 678/963-0527
* My Sister’s Place (Gainesville)............................................................................. 770/532-5111
* North House (Gainesville)..................................................................................... 770/536-3507
* Project Connect ................................................................................................... 404/215-9991
* Gwinnett Children’s Center................................................................................. .. 678/546-8770
* Rainbow Village………………………………………………………………... 770/497-1888
* Red Shield Services/Residence in-take………………………………………… 404/486-2701
* Section-8 Move-In Assistance: Task Force for Homeless (Fulton) (Macon) ..... 478/752-5180
* Sojourner’s House (Cumming).............................................................................. 678/947-0677
* Task Force for Homeless’ Emergency Shelter Hotline ....................................... 404/447-3687 or 404-230-
5000
* Transition House................................................................................................... 404/815-1535
* The IMPACT group ……………………………………………………………. 678/808-4477
* The SaltLight Center (Lawrenceville) www.familyprlomisegwinnett.org
**To find a safe place location, teens can text “safe” or “seguro,” their name, street number name, city and state to
69866
* The Carpenter’s House…………………………………………………………….. 404/350-1300
* The Potter’s House………………………………………………………………… 706/543-8338
* The Shepherd’s Inn………………………………………………………………… 404/367-2493
* The Quinn House (Drug and Alcohol Rehabilitation)…………………………… 770/962-0470
* Wellspring Living………………………………………………………………. 770/631-8888
Permanent Supportive Housing for Seniors or those with Disabilities:
* Applewood 1 Towers…………………………………………………………….. 770/962-7771
* Applewood 11 …………………………………………………………………... 770/822-5940
* Gwinnett Christian Terrace ……………………………………………………... 770/925-2300
* Harris Group Home................................................................................................. 404/246-8929
* Housing – Section 8……………………………………………………………… 800/869-1150
* Lilburn Terrace…………………………………………………………….…….. 770/806-8156
* Windridge ……………………………………………………………………….. 770/932-2643
Across Georgia Home Grants and DPA Programs
Atlanta Consumer Mortgage Counseling Service Down Payment Assistance Program Grant (DPAP) Max 5% (770) 455-1770
Charlton County Community Home Investment Program (CHIP) Down Payment and Closing Cost Assistance $10,000.
(912) 496-2549
Clarke County Housing & Economic Leadership Partners Inc Direct Homeownership Assistance Program
$7,000 (706) 549-5200
Georgia Housing Yes Inc Helping Hands Program (GIFT)
$8,830 (67 937-0432
Hall County Down Payment Assistance Program (DPAP)
$2,000 (770) 297-1800
Multi Counties United Way of Metropolitan Atlanta IDA Program (IDA)
$5,250 (404) 527-3549
Savannah Dream Maker 1 - City Wide (DM1) $4,000 (912) 651-6926
Savannah Dream Maker 2 - Target Neighborhood (DM2)
$8,000 (912) 651-6926
Savannah Dream Maker 3 - Infill Housing Neighborhood Street and Block Revitalization Projects (DM3) $50,000 (912) 651-6926
Georgia Dream Grants
Georgia Dream programs have different denominations and apply settings of rules to whom and how it is awarded but the are all part of the Georgia home grants fabric.
Please this website for a wealth of information GA Dream
Standard Down Payment Program
$5,000 Down Payment Assistance - For credit and income eligible borrowers purchasing a home anywhere In Georgia.
Income and sales price limits apply
For complete list of income limits please check with each program as it varies widely and from year to year.
Down payment funds are provided as a Second Mortgage Loan for the purpose of principal reduction and the payment of pre-paid items and closing costs and made in conjunction with a Georgia Dream First Mortgage Loan.
No Monthly Payments
No Interest
Loan must be repaid when home is sold or refinanced
or no longer used as the borrowers personal residence.
Borrower contributes a minimum of $500 to the purchase transaction and must complete Home Buyer Education
Rewards Program
Georgia homebuyers qualify for:
$5,000 or $7,500>
in Down Payment Assistance with the Georgia Dream Home Ownership Program
Atlanta MSA (Metropolitan Statistical Area)
01 or 02 persons, up to $71,000
03 or more persons, up to $82,000
Purchase price up to $250,000
Statewide
01 or 02 persons, up to $61,000
03 or more persons, up to $70,000
Purchase price up to $200,000
Borrower must contribute $1,000.00 to the purchase transaction
Borrower must have a minimum “credit score” of 660 and a maximum debt to income of 40/45
Liquid assets at closing may be no more than the greater of $20,000 or 20% of the purchase price
The down payment assistance is a silent second mortgage loan with No interest and No monthly payments which must be repaid when the home is sold or refinanced.
Loan amount:
$5,000 if purchase price is $150,000 or less
$7,500 if purchase price is more than $150,000
Must be used in conjunction with a Georgia Dream first mortgage loan
Borrower must be a first time homebuyer
CHOICE - Consumer Home Ownership and Independence Choices for Everyone
To assist households with individuals who are living with a disabilityachieve the dream of homeownership!
$7,500 to $10,000 Down Payment Assistance Loan Amount
Atlanta MSA Income Limit:
$30,000 and over* = Loan Amount $7,500
Less than $29,999 = Loan Amount $ 10,000
Statewide Income Limit:
$25,000 and over* = Loan Amount $7,500
Less than $25,999 = Loan Amount $ 10,000
*Maximum income and sale price limits apply
To apply: Contact a Georgia Dream participating lender for pre-qualification and to begin the loan process.
Who Qualifies?
First time home buyers or those who have not owned a home in the past 3 years who are purchasing a home in Georgia and who meet the requirements of the Georgia Dream first and second mortgage programs.
Disability Verification Required
Borrower must obtain Home Buyer Education from a DCA or HUDapproved housing counseling agency or certified housing counselor and contribute $500 to the purchase transaction.
Which means that potential a person who will qualify for this Georgia home grant can get it a nice little home or condo for as little as $500 down.
PEN = Protectors Educators Nurses
PEN $7,500 Down Payment Assistance
No Interest
No Monthly Payments
Repaid when home is sold refinanced or no longer used as the borrowers personal residence.
Borrowers must meet Georgia Dream First and Second Mortgage program guidelines and contribute $500 to the transaction.
Again this is given to you as form of a 2nd mortgage – however there is no interest and payment is deferred [there is no payment of the principal] until such time that you sell the property and you pay back that amount. Again without interest!
This open to the following professionals:
PROTECTORS
Military: the five branches of the armed forces of the United States of America; the Army National Guard; or the Air National Guard. Police department; sheriff’s department; or other law enforcement agency that is responsible for the enforcement of the penal, traffic, or highway laws or the incarceration or detention of offenders.
Fire department (including volunteer firefighters)
EDUCATORS
Local, city, or county school board that is recognized by the state or accredited by a state or regional accredited association, including:
Head Start, Pre-K, Elementary and High School.
Private school system that is recognized by the state or accredited by a state or regional accrediting association.
State certified teachers of day care providers or schools not recognized by the state or accredited.
NURSES AND Health Care Professionals:
State licensed health care facility including, but not limited, to the following:
1.Hospitals
2. Doctor and dentist offices
3. Health departments
4. Nursing homes
Recognize yourself – or anyone that you know in any of these categories?
So please go to the link below to learn more and/or to apply: GA - Department of Community Affairs
Contact Information
For additional assistance contact the Office of Homeownership at
(404) 679-4847.
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, Georgia 30329-2231
Discontinued Down Payment Grant Programs:
AmeriDream
Nehemiah
American Family Funds
Family Home Providers
Futures Home Assistance
Grant America
HART
Newsong
Partners in Charity
RHO
Quickdown
